Feb 11, 2005



PointGain LLC
PO Box 1255
Little Elm, TX 75068

RE: New House

Dear PointGain,

With a bruised credit report you are limited to what is available to you. I thought for sure that time would heal my credit report, but it never did. Within 2-3 months, I am now building a new house and because my credit score increased tremendously. I can honestly say that it is the best thing that has happened to me. I should have done this a long time ago. Life is too short. Yes, I am a pleased and very satisfied customer.

N.L. McGee
Lake Dallas, TX



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1-877-441-8902
FICObooster@point-gain.com


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