July 2, 2005

PointGain, LLC
P.O. Box 1255
Little Elm, Texas 75068

Attn: Craig Vining

Re: Credit Repair

Dear Craig,

I am writing to provide feedback for you on referrals of clients I have made for your credit restoration services. I want to thank you for the professionalism and courtesy with which my clients have been treated. I am particularly pleased with the subtle things that your company has done to build credibility and insure results for each customer. It is refreshing to see families get a clean start on attaining their dreams, and regaining their buying power.

Thanks again,

Kristine Stark
Account Manager
Guarantee Appraisal



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